Tresio Trends provides a structured overview of your company’s financial development over time. In addition to liquidity planning, bank transactions are now also integrated, with income statement and balance sheet key figures to follow. The goal is to identify financial trends at an early stage and provide finance leaders with a reliable basis for well-founded decisions.
Below you will find 7 liquidity dashboards that are worth copying:
Rolling 12-month liquidity planning
What is measured in the rolling 12-month liquidity planning?
Rolling 12-month liquidity planning shows the expected cash inflows and outflows over the next twelve months. The planning horizon moves forward each month and is not tied to the financial year.
The future cash flow is calculated based on current actual data, known obligations and planned assumptions (planning data).
Why is rolling 12-month liquidity planning important?
A rolling 12-month cash flow forecast is a core management tool for CFOs, finance managers and executive teams. It enables early identification of liquidity tightness, realistic investment planning and timely management of financing requirements. Without rolling planning, blind spots arise, particularly during periods of growth or uncertainty.
How is rolling 12-month liquidity planning represented in Tresio Trends?
Representation in Tresio Trends:
- Period: One year from last month (predefined)
- Interval: Monthly
- Other settings: Keep default settings
- Prerequisite: Liquidity planning data has been recorded. A detailed step-by-step guide for setting up your liquidity planning in Tresio can be found here.
Rolling 12-week liquidity forecast
What is measured in the rolling 12-week liquidity forecast?
The rolling 12-week liquidity forecast shows liquidity development on a weekly basis for the next three months. It focuses on concrete cash inflows and outflows that can be influenced operationally.
Why is the 12-week cash flow forecast important?
Short-term liquidity determines a company’s day-to-day ability to act. The 12-week forecast is frequently used by SMEs, in turnaround situations and by fast-growing companies to manage payment priorities, avoid liquidity bottlenecks and minimise operational risks. Without short-term transparency, the risk of unexpected liquidity gaps increases significantly.
How is the rolling 12-week forecast represented in Tresio Trends?
Representation in Tresio Trends:
- Period: Three-month plan from today (predefined)
- Interval: Weekly
- Other settings: Keep default settings
- Prerequisite: Liquidity planning data has been recorded. A detailed step-by-step guide for setting up your liquidity planning in Tresio can be found here.
Liquidity history – 24-month lookback
What is measured in the 24-month liquidity history?
The 24-month history analyses past bank transactions and liquidity movements over two years. Seasonal patterns, recurring payment flows and structural trends become visible.
Why is a 24-month history important?
Historical liquidity data forms the basis for reliable forecasts. Companies use this history to validate assumptions, identify seasonality and refine planning models. Without historical context, forecasts are often based on overly optimistic or incomplete assumptions.
How is the 24-month history represented in Tresio Trends?
Representation in Tresio Trends:
- Period: Individual, then define period (e.g. 01.01.2024–31.12.2024)
- Interval: Monthly
- Other settings: Activated data: effective bank balance; hide all other data points
- Prerequisite: Connected bank account. Alternatively, balances can be uploaded manually. Further information on connecting bank accounts can be found here.
HR cost planning over 12 months
What is measured in 12-month HR cost planning?
HR cost planning captures all personnel-related costs such as salaries, social security contributions, bonuses, variable compensation and planned new hires over the next twelve months.
Why is HR cost planning important?
Personnel costs are the largest cost block for many SMEs and service companies. Transparent HR cost planning enables realistic growth management, reduces liquidity risk and supports sound decisions on hiring or cost adjustments. A critical aspect: in the income statement, social security contributions appear immediately, whereas in reality they are often paid with a delay. Without planning, this can lead to liquidity shortfalls.
How is HR cost planning represented in Tresio Trends?
Representation in Tresio Trends:
- Period: One year from last month (predefined)
- Interval: Monthly
- Other settings: Activated data: all HR-relevant categories; display as bar chart; enable “Display as absolute values”; hide all other data points
- Prerequisite: HR costs are recorded, either as planning data or via the HR cost planner. More information can be found here.
Revenue and direct cost planning over 6 months (CM1)
What is measured in the 6-month revenue and CM1 planning?
This planning compares revenues with directly attributable costs and shows contribution margin 1 (CM1) at cash-flow level over a six-month period. It focuses on the operational profitability of the core business.
Why is CM1 planning important?
CM1 is a key indicator of short-term profitability. Companies can quickly see how price changes, sales volumes or cost developments affect cash flow and liquidity. Without this transparency, operational decisions are often made without a clear understanding of their financial impact.
How is CM1 planning represented in Tresio Trends?
Representation in Tresio Trends:
- Period: Individual, then define period (e.g. 01.01.2026–30.06.2026)
- Interval: Monthly
- Other settings: Activated data: all revenue-related categories (if using the SME chart of accounts: all 3000 accounts) and all direct costs (SME chart of accounts: all 4000 accounts); display as bar chart; enable “Display as absolute values”; hide all other data points
- Prerequisite: Liquidity planning data has been recorded. A detailed step-by-step guide for setting up your liquidity planning in Tresio can be found here.
Currency-specific liquidity planning (e.g. EUR)
What is measured in currency-specific liquidity planning?
Currency-specific planning separates liquidity flows by individual currencies, for example EUR. Cash inflows and outflows per currency as well as exchange rates are taken into account.
Why is currency-specific planning important?
For companies with costs or revenues in foreign currencies, exchange rates directly affect liquidity and risk. Separate planning enables targeted management, improved cash allocation and sound decisions regarding hedging strategies or conversion timing. Without a currency-specific view, related risks often only become visible once they have already materialised.
How is currency-specific planning represented in Tresio Trends?
Representation in Tresio Trends:
- Period: According to requirements, e.g. one year
- Interval: Quarterly, monthly or weekly
- Currency filter: According to requirements, in this example EUR
- Other settings: Keep default settings
- Prerequisite: Liquidity planning data has been recorded. A detailed step-by-step guide for setting up your liquidity planning in Tresio can be found here.
Financing planning over 3 years
What is measured in 3-year financing planning?
Three-year financing planning shows long-term liquidity effects from loans, repayments, interest, covenants as well as planned financing rounds or investments.
Why is 3-year financing planning important?
Long-term financing obligations define a company’s strategic room for manoeuvre. Transparent planning supports discussions with banks, investors and boards of directors and provides planning security for growth and investments. Without a long-term financial view, risks arise that short-term forecasts cannot capture.
How is financing planning represented in Tresio Trends?
Representation in Tresio Trends:
- Period: Individual, then define period, for example 01.01.2026–31.12.2028
- Interval: Quarterly or monthly
- Activated data: Outstanding loans as a line chart. If required, display loan types separately (also as line charts). Depending on complexity, it may be worthwhile creating a separate dashboard per loan type.
- Prerequisite: Loans are correctly recorded. A detailed guide can be found here.
Curious or have individual requirements? Get advice!
The examples shown can be implemented one-to-one. Of course, much more is possible. Talk to our team – we will be happy to support you.