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BALANCE BY BANK
Total amount:230,260.80CHF
UBS Group AG: 78,288.67 CHF
UBS Group AG
JPMorgan Chase
Zuercher Kantonalbank
BNP Paribas
BALANCE BY COMPANY
Total amount:230,260.80CHF
Subsidiary Startup: 39,144.33 CHF
Main company
Subsidiary Startup
Foreign branch
BALANCE BY COMPANYEmail: john@fin.ch
Companies
Read
Write
Company name
Address
Main company
CH, Zurich, Bahn...
Foreign branch
DE, Bonn, Heerst...
Subsidiary Startup
CH, Zurich, Bahn...
Components
Read
Write
Page name
Transactions (view transactions)
Balances (view balances)
Companies (manage companies)
BALANCE FOR TODAY
Company
Banks
Balance
Balance
(company currency)
(company currency)
Main company
UBS Group AG
11,000 CHF
11,000 CHF
Subsidiary Startup
Zuercher Kantonalbank
30,000 CHF
30,000 CHF
Foreign Branch
Deutsche Bank AG
85,000 EUR
79,950 CHF
Foreign Branch
JPMorgan Chase
70,000 USD
57,432 CHF
Main company
BNP Paribas
62,000 EUR
58,317 CHF
Total cash
256,699 CHF
Available cash
286,699 CHF
Transactions
Company
Account
Amount
Details
Main company
UBS Group AG
-58.60 CHF
Payment to Bexio AG
Subsidiary Startup
BNP Paribas
-15.00 EUR
Purchase at Coop
Foreign Branch
Zuercher Kantonalbank
-59.65 CHF
Cash Withdrawl
Main company
UBS Group AG
45.00 EUR
Inflow from Miller Ltd
SCENARIO
Realistic Case (80% on Target)
Base Scenario
Growth Case
Hiring Plan
New Business on plan
Best Case (130% on Target)
Realistic Case (80% on Target)
Worst Case
Wind Down Plan
MARKET AT 200% - FORECAST
Base Case Best Case Worst Case
80K
60K
40K
20K
Best Case: 43,215.09 CHF
Base Case: 23,902.78 CHF
0
Sep 25
Dec 25
Mar 26
Jun 26
May 26
RECONCILATION
Total amount:110,259.12 CHF
Closed invoices: 36,385.49 CHF
Open invoices
Overdue invoices
Closed invoices
BALANCE FOR TODAY
Company
Banks
Balance
Balance
(company currency)
(company currency)
Credit line
(CHF)
(CHF)
CH50****2448
UBS Group AG
34,200 CHF
34,200 CHF
-20,000 CHF
CH12****5678
JPMorgan Chase
17,000 USD
13,948 CHF
FR14****2004
BNP Paribas
19,100 EUR
17,965 CHF
Total cash
66,113CHF
-20,000 CHF
Available cash
86,113 CHF
Total credit line
-20,000 CHF
CURRENT FX RATES TO CHF
Currency
FX Rate
USD
0.821263
EUR
0.931848
JPY
0.005705
BTC
85,696.37
ETH
2,130.340
SOL
122.6959
BALANCE HISTORY
Cash balance Revenue Salaries
60K
40K
20K
0
Cash balance: 38,275.09 CHF
Revenue: 8,415.09 CHF
Salaries: 6,849.47 CHF
-20K
Aug 24
Sep 24
Oct 24
Nov 24
FORECAST DETAILS
Starting cash balance
55,855
40,625
41,730
41,285
Cash inflows
7,895
28,252
27,952
18,374
3 - Operating revenue
2,000
21,000
17,000
4,000
3400 - Service revenue SME
2,000
4,000
5,000
4,000
3401 - Service revenue Enterprise
0
17,000
12,000
0
Subscriptions
5,895
7,252
10,952
14,374
Cash outflow
-23,125
-27,147
-28,396
-33,196
Financing
0
0
0
0
Net cash flow
-15,230
1,104
-444,028
-14,822
Name
Amount
Description
Invoice
-1,200.00 CHF
Issue Date: 02.05.2025
Invoice Amount:
-30,000 CHF
Invoice Amount:
-30,000 CHF
Planning
-1,833.35 CHF
Planning type: Recurring
payment
payment
HR payment
-2,100.40 EUR
Start date: 01.03.2025
End date: 20.05.2025
End date: 20.05.2025
31.12.2025 01.01.2024
31.12.2024 %
Revenue
Subscription Revenue
268,561
199,817
34.40%
Service Revenue
28,750
33,417
-13.97%
Total Revenue
297,311
233,234
27.47%
Cost of Goods
Hosting Expenses
15,000
15,000
0.00%
Customer Success
38,546
35,000
10.13%
Total COGS
53,546
50,000
7.09%
Gross Profit
243,765
183,234
33.03%
Gross Profit Margin
81.99%
78.56%
4.36%
BANK BALANCE
Total amount:110,259.12 CHF
Ethereum: 3.11 ETH
Сompany currency: 6,615.54 CHF
Swiss Franc
Euro
Bitcoin
Ethereum
CASH FORECAST
Cash balance
Available cash
Outstanding loans
Credit line
100K
50K
0
-50K
-100K
Jun 25
Jul 25
Aug 25
Sep 25
FORECAST DETAILS
Starting cash balance
175,781
-260,295
-251,288
191,723
Financing & Investments
-352,187
-67'500
-52'555
-563'097
Interest
-2,187
0
-2,555
-13,097
Loan repayment
-350,000
0
-50,000
-550,000
Outstanding loans
100,000
450,000
450,000
500,000
Mortgage
0
350,000
350,000
400,000
Mezzanine
0
0
0
0
Bond Type 1
100,000
100,000
100,000
100,000
Total cash
17,558
26,462
41,285
41,729
Type
Amount
Description
Repayment
350,000 CHF
Semi-annual Repayment
Plan 350,000 CHF on
30.06.2025 and 31.12.2025
Plan 350,000 CHF on
30.06.2025 and 31.12.2025
Interest
Payment
Payment
21,316 CHF
Interest payment for:
30.06.2025 : 91 days
* 5,700,000 CHF * 1.5%
30.06.2025 : 91 days
* 5,700,000 CHF * 1.5%
Bank accounts
Banks
Account number
Balance
Credit line
Deutsche Bank
DE89****2074
-70,000 EUR
-70,000 EUR
UBS
CH64****7690
-4,900 CHF
—
Raiffeisen
CH65****2064
9,000 CHF
—
Loans
Lender
Loan type
Outstanding
amount
amount
REPORTSMaturity Date
Deutsche Bank
Mortgage
1,700,000 EUR
15.08.2025
UBS
Mortgage
5,000,000 CHF
31.12.2030
Syndicate Miller
Mezzanine loan
150,000 CHF
30.06.2027
Interest rates
Jun 25
Jul 25
Aug 25
SARON
0.203 %
0.197 %
0.198 %
SOFR (1 month)
4.315 %
4.312 %
4.311 %
EURIBOR (1 month)
2.349 %
2.149 %
1.984 %
WORLD WIDE BANK COVERAGE
12,000+ US banks
2,000+ EU banks
Electronic Banking
Access Manager
User name
Email
Granted until
Noah(FinWise)
noah@fin.ch
14.02.2025
Emilia B.(Coremint)
emi@coremint.ch
07.03.2026
Felix Meier(quickBooks)
felix@qbooks.de
18.04.2027
Leon(Urban Nest)
leon@urbannest.de
12.04.2029
Mia(Family Forge)
mia@fforge.ch
02.05.2030
LIQUIDITY FORECAST
Base Scenario Expected Scenario Cost Only
60K
40K
20K
0
Expected Scenario: 47,453.14 CHF
Base Scenario: 26,153.14 CHF
Cost Only: 1,196.86 CHF
-20K
Jun 25
Jul 25
Sep 25
Aug 25
30.06.2024 01.07.2024
30.09.2024 01.10.2024
31.12.2024 01.01.2025
31.03.2025
Cash Flow Margin
-12.85%
-1.20%
13.15%
27.08%
Gross Margin 1
89.14%
96.20%
97.97%
94.96%
Gross Margin 2
-26.04%
2.14%
-18.23%
2.86%
Liquidity Ratio 1
-117.00%
-80.00%
15.71%
20.25%
Liquidity Ratio 2
-20.00%
15.00%
107.28%
96.35%
Marketing Expenses / Turnover
8.67%
10.19%
10.23%
8.74%
Personnel Cost / Turnover
115.48%
96.17%
85.45%
82.69%
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